It would be relatively safe to take while not on a cycle, just like it is while on a cycle or post-cycle.
As far as the money shot effect, I'd be curious to know to. I would assume that it would not give you the same effect as it does post-cycle, but I do not know. I'd say try it and get back with us, or at least me, I'd love to know if it works for you. Nothing wrong with a occasional massive load.